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If you are looking for life insurance for cancer patients, our professional insurance agents can help you.
As you probably have realized, none of the traditional life insurance companies will offer life insurance for cancer patients. It doesn't matter whether you have just discovered cancer or if you have been in remission for a year.
Benefit House Insurance Services specializes in finding the life insurance for cancer patients and for patients with other serious health conditions. We are independent agents with allegiance to no particular company.
Should you or a loved one have cancer, life insurance for cancer patients is available from certain carriers that specialize in offering policies to people with chronic health conditions.
IMPORTANT NOTE: In order to qualify for life insurance for cancer patients, you must be able to answer the questions as indicated:
| QUESTION 1
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| a.
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Are you currently employed and have you actively and continuously participated in the duties of your regular occupation on a full time basis (at least 30 hours per week) for the past 6 months?
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| b.
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If retired or currently unemployed, are you physically and mentally capable of being employed on an active full time basis? |
| c.
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Have you been disabled for 30 days or longer during the previous 12 months, and has said disability prevented you from performing your normal daily duties or activities, or are you currently receiving disability benefits?
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You must be able to answer "YES" to either question A or B and "NO" to question C to qualify.
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| QUESTION 2
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| a.
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In the last 5 years, have you been diagnosed by a member of the medical profession as having, or have you been tested positive for or been treated by a member of the medical profession for any of the following: Acquired Immune Deficiency Syndrome (AIDS), AIDS Related Complex (ARC), HIV virus, or any other disease or disorder of the immune system?
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| b.
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Within the past 24 months, have you used or are you currently using narcotics, amphetamines or any controlled substance, other than on the advice of a physician?
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| c.
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Are you now receiving or within the past 12 months have you received chemo or radiation therapy for cancer or have you ever been diagnosed as being terminally ill?
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| c.
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Do you require any assistance with two or more of the following activities: bathing, dressing, toileting, indoor or outdoor mobility, or eating or do you use oxygen for a medical condition?
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You must be able to answer "NO" to questions A, B, C and D, to qualify.
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Note: Policies mentioned above are not available in all states. Please check with us for availability in your state. |
The application process for life insurance for cancer patients may be completed over the phone and via mail or email. NO agent need visit your home.
Request Life Insurance For Cancer Patients Quotes
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Licensed to sell life insurance for cancer patients in:
Ohio License #104233, California License #0C94325, Florida License #D072714,
Alabama, Arizona, Arkansas, Colorado, Connecticut, Delaware, Georgia, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maryland, Michigan, Minnesota, Mississippi, Missouri, Nebraska, Nevada, New Jersey, New York, North Carolina, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin |
